C.B.H.F.
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Class of 1983
T.A. St-Germain spearheaded the formation of the largest general insurance company in Quebec and one of the most important in Canada, The Commerce Group Insurance Company. A man of diversified interests and skills, he had been a blacksmith, telegrapher, station master and salesman of farm machinery and life insurance. In 1907, he and his associates founded the Commerce Mutual Fire Insurance. Through acquisition, the company entered automobile and other fields of general insurance. The Company’s continued emphasis on the quality of its human resources, its modern technology and innovative new products and legacies of T.A. St-Germain’s management philosophy and entrepreneurial spirit.